What will my insurance cover?

There are many different kinds of insurance policies to consider when purchasing a home. Buildings insurance covers any damage to both the interior and exterior of your property, whilst contents insurance protects your belongings from loss and theft. You can opt for one, or a combined policy. Rates are determined by the insurer’s risk assessment of how likely you are to file a claim - they will look into the property, area and condition of the home to determine this. Life insurance will protect your family from inheriting any existing debt should you fall ill or pass away.